Zovo Installment Planner

Split an amount into a printable payment plan schedule with calendar reminders.

Zovo Installment Planner turns an amount owed into a payment plan schedule. Say how many installments (or how much each one is), how often (weekly, biweekly, twice a month, monthly or quarterly) and the first due date. Add a deposit (an amount or a percent) and, if the parties agreed it, flat simple interest. Each installment is to the cent, the deposit and installments add up to the total plus any interest, and the rounding rule decides which installment takes the leftover cents. You get a printable payment schedule with the names of the payer and payee and signature lines, an Excel schedule, calendar reminders before each due date, and a CSV.

What it does

• Installments by count or by fixed amount, weekly, every 2 weeks, twice a month, monthly or quarterly
• Optional deposit as an amount or a percent, and optional flat simple interest (the method is written out)
• To the cent (or yen); the deposit and installments add up to the total plus any interest, and the rounding rule decides which one takes the rest
• Due day 29 to 31 moves to the last day of shorter months, then returns; optional move of weekend dates
• Printable PDF schedule with payer, payee, remaining balance and signature lines (Letter or A4)
• Excel schedule, CSV and a calendar file with a reminder before each payment

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Limitations

• Does not collect payments, send reminders by itself, or check credit
• Interest is flat simple interest only (no amortizing loan, no APR); for loans use a loan calculator
• Weekend rule skips Saturdays and Sundays only, not public holidays; up to 360 installments
• The schedule is not a contract and is not legal or financial advice

Add it

Other MCP clients can connect to the same endpoint: https://installment-plan.zovo.one/mcp